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News & Information:

The Community and Economic Development Department manages the City’s Community Development Block Grant (CDBG) and State Housing Initiative (SHIP) programs. These are federally funded programs serving very low, low and moderate income families through affordable housing improvements, public services and community development projects.

The CDBG program was established in 1974 through the Housing and Community Development Act. It is administered by the U.S. Department of Housing and Urban Development. The program adheres to national objectives of targeting low and moderate income persons, preventing or eliminating slum or blight and addressing other urgent community development needs.

• Infrastructure - Avenue “T” Improvement Project and Lucerne Park Road Improvement Project, Avenue O, NE & Avenue O, NW Sidewalks

• Parks and Recreation - Recreation and Cultural Center Pool Repair, Kiwanis Park Toddler Playground

• Public Services - Tampa Lighthouse for the Blind, the Resource Center for Women, the Polk County Prescription Drug Plan, and Big Brothers/Big Sisters

• Economic Development - Micro Loans

• Planning/Administration

The SHIP program is intended to increase housing opportunities for very low-, low- and moderate-income households. Activities include:

• Down payment and closing cost assistance

• Minor repairs – provided one-time for SHIP eligible very low- and low-income, owner-occupied homes; repairs cannot exceed $5,000 in value

• Substantial Housing Rehabilitation – exceeds $5,000 but no greater than 75 percent of the home's appraised value.

• Reconstruction – will provide replacement housing for SHIP eligible very low- and low-income owner-occupied homes that are unfeasible for rehabilitation

• Disaster Assistance – provided to those who meet criteria in the aftermath of a natural disaster

• Multi-family Development – to provide gap financing for construction or rehabilitation of affordable units. Eligible expenses are those hard costs, which are typically or customarily treated as construction costs by institutional lenders

• New Construction – to provide hard costs for construction of affordable units.

The lead agency in development and implementation of the City’s program is Polk County’s Housing and Neighborhood Development Division (HND). 534-5240.

Documents & Downloads:

For CDBG/SHIP files, please click here to access our online documents.

Weblinks:

CDBG:
U.S. Department of Housing and Urban Development
www.hud.gov

Florida Department of Community Affairs
www.dca.state.fl.us/

Florida Department of Community Affairs: Housing and Community Development
www.floridacommunitydevelopment.org/cdbg/index.cfm

SHIP:
Florida Housing Finance Corporation
www.floridahousing.org

Keystone Challenge Fund
www.keystonechallenge.org